Watercress Financial
Flexible financing options can help make heating, cooling, and home comfort upgrades more manageable for your budget.
Loyalty Rewards
Renew your service plan each year and earn Loyalty Credits that can be used toward eligible boilers, furnaces, oil tanks, and heating equipment.
Referral Program
Refer a new customer who signs up for automatic heating oil delivery and receive a $125 account credit after they mention your referral at sign-up.
Exclusive Savings & Special Offers
Save More on Home Comfort Services
Financing Options Available
Hart Home Comfort partners with Watercress Financial
At Hart Home Comfort, your comfort comes first — and that includes peace of mind when it comes to paying for important home services. That’s why we’ve partnered with Watercress Financial, a trusted financing provider that offers flexible payment options designed to fit your budget.
Whether you’re planning a system upgrade, facing an unexpected repair, or investing in your home’s long-term comfort, financing can help make it easier to move forward — without delay.
Watercress Partner
Why We Partnered with Watercress Financial
We chose Watercress Financial because they share our commitment to customer care, transparency, and simplicity.
With Watercress, you can expect:
- Flexible monthly payment options
- A fast, easy application process
- Clear terms with no surprises
- Financing solutions for qualified customers
It’s another way we’re helping remove stress from home comfort decisions - especially when timing matters.
How It Works
Simple Financing in Four Easy Steps
Getting started is simple:
1. Apply online in just a few minutes
2. Receive a quick decision
3. Choose the payment option that works best for you
4. Get the comfort you need now, while paying over time
Our team is happy to walk you through the process and answer any questions along the way.
Flexible Financing Solutions
Comfort Without Compromise
Home heating, cooling, and energy solutions aren’t optional - they’re essential. Financing through Watercress Financial helps ensure you never have to put off important services due to upfront costs.
When you choose Hart Home Comfort, you’re not just getting reliable service - you’re getting options designed to support you.
Additional Financing Options
NYSERDA Residential Financing Programs
New York State homeowners may qualify for loans ranging from $1,500 to $25,000 for eligible efficiency upgrades and clean energy equipment. A no-cost home energy assessment is required. Eligibility, rates, and terms vary. Read more here.
Town Of Babylon Green Homes
Town of Babylon homeowners may qualify for financing through the Green Homes program for eligible energy-efficiency improvements. A home energy assessment is required, and eligibility depends on the project and program guidelines. Read more here.
New York State Clean Heating Fuel Credit
Eligible New York residents may qualify for a refundable state tax credit on qualifying Bioheat® fuel purchases. The credit is based on the biodiesel blend percentage, up to 20 cents per gallon, and currently applies to eligible purchases made before January 1, 2029. Read more here.
Tax Credits
NY State Clean Heating Fuel Credit ("Bioheat® fuel tax credit")
Hart Home Comfort's Bioheat® fuel customers can receive up to a 20-cent per gallon New York State tax credit.
Long Island's Most Trusted Home Comfort Partner Since 1980
Count on Hart Home Comfort for trusted service, clear communication, and support for your heating, cooling, and fuel delivery needs.
Contact Us For More Savings Offers
Complete the form and our team will help you learn more about current savings, financing options, and available home comfort offers.
We deliver Bioheat® fuel blends up to B50
Cleaner heating, no equipment changes, no added cost.
Ready for total home comfort?
From Bioheat® fuel delivery to heating and air conditioning service, Hart Home Comfort is here to help keep your home comfortable year-round.